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#consumerprotection

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Damnit! Well my day just got fecked up. Got a letter today from Liberty Mutual Insurance. In two days, my home owners insurance is cancelled. Two feck'n days. Letter arrived on a Saturday. Insurance is cancelled on Monday at midnight. This is bullshit. #Insurance

Based on the reasons in the letter, they must have used old satellite photos and old public Zillow or real estate for sale photos because it mentions:

*Roof, poor condition, but we had a new roof installed, along with fascia boards, in 2023. It was a total rip out so only one layer now.

*Gutters- no downspouts— We had new seamless gutters installed at the same time as the roof

*Furnace oil tank rust: When the new energy efficient furnace was put in in 2021, we had a new, modern tank installed.

All of those items they listed as reasons makes me think they, or their underwriting AI program, used old, public photos of the house, inside and exterior. Nobody came, esp to do an inspection of the inside oil tank in the basement.

The letter has no directions on how to dispute and prevent them from cancelling. It just says I can request a copy of the report they relied on and dispute. No directions, phone number, etc. #ConsumerRights #Consumer #Legal #Law #Ohio #ConsumerProtection #LibertyMutual .

Game Publishers keep dropping support for games they have sold to consumers, leaving the games unplayable.

The "Stop Killing Games" European Citizens Initiative demands the EU propose a law to force developers to leave games in a playable state!

It has reached 500k of the 1m needed signatures (deadline July 31). We need your support!

EU Citizens Sign here: eci.ec.europa.eu/045/public/#/

The Consumer Financial Protection Bureau (CFPB) has canceled plans to introduce new rules to ensure that data brokers obtain Americans’ consent before selling or sharing sensitive personal information, including financial data such as income, credit history and Social Security numbers.

Data brokers create extensive profiles on nearly every American, including sensitive data such as precise location history, political affiliations, and financial data - often without individuals’ knowledge or consent. This information is frequently resold for purposes ranging from marketing to law enforcement surveillance.

“Foreign and malign actors with access to these datasets could uncover information about high-level targets, such as military service members, that could be used for coercion, reputational damage, and blackmail,”.

wired.com/story/cfpb-quietly-k #Privacy #PPI #PersonalData #Databrokers #CFPB #ConsumerProtection #DataPrivacy

CFPB now taking comments about the consumer complaint database, about: "(a) Whether the collection of information is necessary . . ." and "(c) Ways to enhance the quality, utility, and clarity of the information to be collected . . ." Comments are due 07/21/2025 at 11:59 pm EST

#lawfedi #CFPB #ConsumerProtection

federalregister.gov/documents/

www.federalregister.govFederal Register :: Request Access

Effective May 12, 2025, the FTC’s Rule on Unfair or Deceptive Fees, 16 C.F.R. Part 464, prohibits bait-and-switch pricing and other tactics used to obscure and misrepresent total prices and fees for live-event tickets and short-term lodging.

ftc.gov/business-guidance/reso

Federal Trade Commission · The Rule on Unfair or Deceptive Fees: Frequently Asked Questions

"A federal employee who is helping the Trump administration carry out the drastic downsizing of the Consumer Financial Protection Bureau owns stock in companies that could benefit from the agency’s dismantling, a ProPublica investigation has found.

Gavin Kliger, a 25-year-old Department of Government Efficiency aide, disclosed the investments earlier this year in his public financial report, which lists as much as $365,000 worth of shares in four companies that the CFPB can regulate. According to court records and government emails, he later helped oversee the layoffs of more than 1,400 employees at the bureau.

Ethics experts say this constitutes a conflict of interest and that Kliger’s actions are a potential violation of federal ethics laws.

Executive branch employees have long been subject to laws and rules that forbid them from working on matters that “will affect your own personal financial interest.” CFPB employees are also required to divest from dozens of additional, specific companies that engage in financial services and thus either are or could be subject to agency supervision, rulemaking, examination or enforcement.

The CFPB oversees companies that offer a variety of financial services, including mortgage lending, auto financing, credit cards and payment apps."

propublica.org/article/doge-co

ProPublicaA DOGE Aide Involved in Dismantling Consumer Bureau Owns Stock in Companies That Could Benefit From the Cuts
More from ProPublica
#USA#Trump#DOGE

I don't know who needs to hear this, but if you want to reserve a room in a particular hotel, DO NOT search for the hotel name and call the number in one of the sponsored ads at the top of the search results.
More likely than not this is a reseller who will pretend you are talking directly to the hotel and charge you a LOT more than you would have paid the hotel directly.
Find the hotel website, confirm from the URL that you're on it, and call the number there.
1/2
#consumerProtection #scam

Judge Amy Berman Jackson in the National #Treasury Employees v. #RussVought (acting director of CFPB) ruled that the attempt to dismantle #CFPB is likely unlawful, & the recent claims by the #Trump admin that the agency was still performing its statutorily mandated duties was "nothing more than window dressing."

As such she ordered a preliminary injunction.

#law #ConsumerProtection #AbuseOfPower #Trump
ecf.dcd.uscourts.gov/cgi-bin/s